Dear Client,

This message has been sent automatically by the Visa Security Program to this e-mail address specified during your credit card online transaction. For safety reasons your credit card details are not shown in this message.

ALERT
Your level of credit card authorization has been automatically modified during your last online transaction of GBP 245.72 to increase your account security. The charge for this service is GBP 29.00.
Please confirm or cancel this operation through Visa Online Administration Panel. It is strongly recommended for you to increase your account security, as we could not identify the user during the last transaction. For further details on the transaction please see the attachment.

If you believe this has been the case of unauthorized use of your credit card please report this immediately to Verified by Visa and protect your Visa card online with a personal password. Visa provides reassurance that only you can use your Visa card online.

Regards
Verified By VISA

Learn more about the benefits of Verified by Visa http://www.visaeurope.com/promotion/vbv/uk/

Got this last night, not made any payment for £245 either!!!

Called Halifax who I bank with, and they aren't aware of this specific mail doing the rounds, but it also had a zip file attached called TL-0880152.zip, which contains an exe file of the same name.