Had my renewal from AF for £404, - £40 a month, this included finance charges and interest for monthly pay, up from £300 last yr, so rang chris knott , the manager was a really nice bloke, and helpful, he gave £301 but couldnt do an agreed value as it is parked on the street, so rang AF back to tell them of the quote, and the nice lady came back with £291, - £33 a month for 10 months = £331 all in, so happy days again, still up from last yr but not as much.
Fully comp for 90 days abroad, coustesy car, agreed value, like for like on all mods, free legal protection, £200 excess.
Glad im staying with AF, good company and already sorted the agreed value etc, but chris knott might have been just as good, you just get good quotes sometimes, not so good other times, way it goes.