If i'm honest mate it hasn't really affected my insurance, not entirely sure why either?
I was paying a tad over 1k on my last policy without points (that was 4 weeks ago)
now ive got a new policy with all my points etc and im paying £965 FC, with my missus on the policy aswell. (she was on the last one too)
with no NCB aswell.
So not too bad at all. Still no excuse to speed though!