I have just bought a Hoffmann Stainless Steel downpipe that includes a 200 cell sport cat and the pre-cat. It cost £388 delivered. I beleive that the standard item from Vauxhall with a 400 cell cat is over £400 +VAT.
As for heat killing cats, that would be called 'Superheat'. If unburnt fuel entered the cat and then ignited, that would cause 'Superheating' of the cat. The main cat doesn't even become effective until it heats up to around 700`C.
Cutting out the cat and welding in a connection will also be an MOT failure on the emmissions.