The question to be asked is what would the car be worth with FSH.
The alternative is saving plenty of dosh approx £450/500 and knocking it off the above value. Its that point where they replace the cam chain listed as cam belt in your book another £550 on top of above. Tried to do me at 38k, had none of it.
This is the first year i have not been to a dealer, just a 1/4 of the repairs would have wrote the car off at 63k!
15 months ago it was on 38k FSH, bill from VX £550 plus 4 tyres elsewhere.
Have been charged for work not carried at least 4 times but listed on the sheet, each one more than £150. The handbrake was one of them not sorted, it just scraped through on the min and has always been like it since new.