mine was good a few years ago i was 24 had the vectra about 9 month which cost £750 to insure at the time, i then turned 25 and got another years no claims and it went to £1100 so i rang them and said are you having a laugh, im 25 so it goes down, iv got another years NCB so it goes down how is it £1100. they said there has been alot of claims in my area.
so just said im not interested in that renewal and went with swift cover for £700 and its been steadily going down since, thank god, it cost me enough to put fuel in.