sounds like a good idea i like the vans they look good, i think the insurance might be a bit steep being a sparky they will presume you will use it for work and presume you will be carrying tools.
the BAD idea is more debt, don't do it cut your losses pay your debts off ! the state of the economy at the moment its not a good idea, been a sparky you shouldn't find yourself out of work.
pay your debts off while young and get yourself sorted!
this is the voice of experience talking , 30 yrs old credit cards and loans 45k+ job and im driving a 2G vectra, get the picture!
you would be better off trying to find a property to buy at least you would have something to show for that debt, wait till prices come down some more.